XtraByte

MTN XtraByte is a service that you to borrow data on credit when you run out of data and pay back on your next recharge. MTN XtraByte service is available to all eligible MTN Prepaid customers.

To be eligible for XtraByte service, you MUST:

  • Be a Prepaid customer
  • Have registered your number.
  • Have been on the MTN network for more than 3 months
  • Have spent at least N200 monthly for 3 months
  • Have between N0 and N75 in your main account
  • Paid up any outstanding XtraByte loan request

Borrow Data via *606# Menu:

  • Dial *606# and select XtraByte.
  • The system will then display all the data bundles that you can borrow.
  • You can then select your preferred data plan from the list.
  • After selecting your preferred data plan, the system will then send you a message with the amount plus the applicable service fee for you to confirm the transaction.
  • Once you confirm your transaction, the system will then credit your XtraByte account, debit your main account with bundle +service fee and then send you a successful notification message.

Borrow Data via 606 IVR:

  • Dial 606 and the system will play an announcement for you to select your preferred language, either English, Igbo, Hausa or Yoruba.
  • Upon selecting your preferred language, you will be required to select either XtraTime or XtraByte.
  • Once you select XtraByte, the system will then play out all the data amount that you can borrow.
  • You can then select your preferred data plan from the list.
  • After selecting your preferred data plan, the system will then send you a message with the amount plus the applicable service fee for you to confirm the transaction.
  • Once you confirm your transaction, the system will then credit your XtraByte account, debit your main account with bundle +service fee and then send you a successful notification message.

Click here to read Terms & Conditions.

How can I check if am eligible for the service?

You can check if you are eligible for XtraByte service by;

  • Dialling *606# and clicking ’My Account’ and selecting 1 to ‘Check eligibility’.
  • Sending SMS keyword: STATUS to 606
  • Dialling 606 then follow the voice prompt to confirm if you are eligible or not.

How much will I be charged for using MTN XtraByte?

You will be charged a service fee of 15% on any data bundle you borrow. The service charge will be applied on the data bundle loaned and your main account will be debited with bundle bundle amount plus service fee.

For example, if you request for 20MB that ordinarily costs N50, you will be credited with the data value (20MB) BUT your main account will be in debit of -N57.5 i.e. N50 bundle fee + N7.5 service fee. This implies that you are to pay back N57.5 on your next recharge.


Will the data I borrowed be loaded into my data main account after successful requests?

No, the data borrowed will be credited into your XtraByte account.


How can I check my XtraByte account balance?

You can  check your XtraByte account balance in the following ways;

  • From the *606# menu, select ‘My Account’ then select ‘2’ to view your account balance.
  • From 606 IVR menu: Simply dial 606, follow the voice prompt, press 5 and your account balance will be sent to you in an SMS.
  • From SMS: Text Balance to 606

What are the activities that I will be able to perform on 606 IVR and *606# menu?

You will be able to perform the following ;

  • Request Airtime (XtraTime)
  • Request Data (Xtrabyte)
  • Check Balance
  • Preferred Language option (Available on 606 IVR ONLY)

How many languages are available on 606 IVR menu?

There are 4 different languages on the 606 menu – Hausa, Yoruba, Igbo and English. You can select your preferred language and change it at any time.
However, if you do not select a preferred language, you will be defaulted to English.


Will I be charged for accessing 606 IVR or *606# menu?

No, you will not be charged for accessing 606 IVR or *606 menu. It is absolutely free.


Can I borrow data if I have an existing data loan to pay back?

Yes, you can borrow another data even if you have an existing data loan to pay back as long as you are still within your credit limit.


Will I be able to borrow data or airtime multiple times within my credit limit?

Yes, you will be able to borrow data or airtime multiple times within your credit limit. You can also borrow data and airtime at the same time but within your credit limit.


Is there a limit on the number of times I can borrow data?

You can borrow data multiple times as long as you are still within your credit limit.


Can I exceed my credit limit in a month?

No, you cannot exceed your credit limit in a month. Note: Your credit limit in a month can either increase or decrease but this is based on your recharge activities in the previous months.


Can I increase my credit limit?

Yes, you can increase your credit limit by increasing your spending more from month to month.


How will I pay back the data I borrowed?

You will be able to pay back any outstanding amount by recharging via physical recharge, logical recharge, VTU, DYA, On Demand, Share N Sell & via other airtime recharge channels.


Can I view my transaction history?

Yes, you will be able to view your transaction history by dialling *606#, click on ‘My Account’ and select transaction history.


Will the data borrowed have an expiry date/validity?

Yes, all data bundles have its own validity date. See table below:

XtraByte band            Validity
25MB 24hrs
75MB 24hrs
150MB 24hrs
350MB 7 days
500MB 7 days
1.5GB 30 days
2GB 30 days
3.5GB 30 days

Will the data borrowed auto renew after expiry?

The data borrowed will NOT renew after expiry.


Will I be able to transfer data from my XtraByte account to another customer’s account?

No, you will NOT be able to transfer data from your XtraByte account to another customer’s account.


Will I be able to browse after I exhaust the data?

No, your browsing session will be suspended unless you have any active data bonus or data bundle. However, you will able to borrow another data as long as you are within your credit limit.


Will I be able to transfer data from my XtraByte account to another customer’s account?

No, you will NOT be able to transfer data from your XtraByte account via MTN Data Gifting or any other means to another customer’s account.


Will I be able to use the data borrowed and browse all websites?

Yes, the data borrowed can be used to browse all websites.


What happens when the amount recharged is not enough to pay back the data amount borrowed completely?

When the recharge an amount less than the loaned amount, the amount recharged will be used to reduce the amount your borrowed but your main account will still be in negative of the remaining loan amount. But subsequent recharges will be used to recover whatever is outstanding until the loan is fully recovered.


What happens when the amount recharged is more than the data amount borrowed?

When the recharge amount is greater than the outstanding data amount, the data amount recharged will be used to clear the loan amount and the balance will then be credited into your main account.


What happens when I recharge using a different recharge code, e.g. AWUF4U, instead of the standard recharge code, *555*…?

In cases where you recharge using a different recharge code, e.g. AWUF4U, the XtraByte credit borrowed will be deducted from the amount recharged then the balance or any associated bonus will be loaded into their respective dedicated accounts.


Can I pay back the XtraByte data borrowed via Share ’n’ Sell?

Yes, you can pay back data borrowed via Share N’ Sell and via other airtime recharge channels.


Can I pay back the data borrowed using the data bonus in any of my bonus account?

No, you cannot use any data in your data bonus account to offset the data borrowed.


Can I pay back data borrowed even if I have not used it?

Yes, you can recharge and offset the data borrowed even if you have not used it.


Summary of XtraByte plans:

Xtrabyte Band Customer obtains Bundle Price Recovered Amount Validity USSD Keyword to 606
25MB 25MB N50 NGN 57.50 24 hrs. *606*1*25# 25MB
75MB 75MB N100 NGN 115 24 hrs. *606*1*75# 75MB
200MB 200MB N200 NGN 230 2 days *606*1*200# D200MB
350MB 350MB N300 NGN 345 7 days *606*2*350# W350MB
750MB 750MB N500 NGN575 14 days *606*2*750# 750MB
1.5GB 1.5GB N1,000 N,1,150 30 days *606*3*1500# 1500MB
2GB 2GB N1,200 N1,380 30 days *606*3*2000# 2500MB
3.5GB 3.5GB N2,000 N2,300 30 days *606*3*3500# 3500MB

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